Specialized Financial Topics

It’s hard to believe, but 2026 is just around the corner. In 2026, we’re going to see some major changes in how much you’re paying in taxes and the estate tax limit, or how much tax could be applied to the money you leave to others. In this article, we’ll talk about the key changes and some steps you may want to take to protect your wealth.

In the last few years, we’ve enjoyed some of the lowest tax brackets in U.S. history. In fact, tax rates have not been this low in 40 years. However, these tax rates, including income tax rate and estate tax limits, are set to sunset and change in 2026. First, let’s go over what estate tax limit changes could look like.

At REAP Financial, our team of fiduciary advisers has the great pleasure of working with some of the most successful retirees and investors in the country. As we’ve reflected on our years working with these retirees, one of our most prominent takeaways is that building wealth and achieving success is about mindset and leveraging the power of time. In this article, we’ll cover the surprising power of mindset when it comes to building your wealth and your legacy.

Many families make gifting an important part of their financial life, by giving charitably to causes they believe in or giving to kids, friends, or families, who don’t qualify as charities. There are a lot of misconceptions about gifting and how to gift money to an individual. In this article, we’ll go over three ways you can gift money to friends and family tax-free.