Retirement Planning & Strategies

Dive deep into the world of retirement, from understanding the critical numbers to developing strategies for all phases, ensuring you don’t run out of money and make the most of your golden years.

Asset Location Drives After Tax Investment Returns

Asset Location Drives After Tax Investment Returns

Planning for a successful retirement involves more than just saving a significant amount of money; it also requires strategic allocation of assets to minimize tax liabilities and maximize returns. In this video, Chris Heerlein, CEO of REAP Financial and host of Retire Ready TV, shares insights on how successful retirees and investors position their wealth to reduce taxes and optimize their investment returns.

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Why Your Retirement Account Paperwork Needs to Be Done Right

Why Your Retirement Account Paperwork Needs to Be Done Right

Join Chris, CEO of Reap Financial, as he uncovers the critical importance of maintaining accurate paperwork for your IRAs and 401(k)s. In this eye-opening episode, Chris shares two compelling case studies highlighting the significant pitfalls that can arise from neglected retirement account paperwork.

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Your Early Retirement Dream - How to Retire Early and Make Your Savings Last

Your Early Retirement Dream – How to Retire Early and Make Your Savings Last

At REAP Financial, we see many clients with questions like this: can I retire successfully with a certain amount saved? There is a lot of confusion about which numbers indicate that you can retire successfully. From the total amount saved, the withdrawal rate, inflation rate, and more, there are lots of factors to consider. However, the real driver of whether you can retire successfully is none of these things! It’s one you likely don’t even suspect.

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Legacy Benefits of Health Savings Accounts

Legacy Benefits of Health Savings Accounts

When you’re thinking about your retirement, there are a few accounts that likely come to mind, among them the 401k, 403b, the Roth IRA, and more! However, there’s one type of retirement account that is very beneficial and often overlooked: the Health Savings Account (or HSA). Read more.

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Top Ways Retirement Plans Fall Apart

Top Ways Retirement Plans Fall Apart

In this video, Chris Heerlein of Reap Financial discusses key reasons why retirement plans can fail. He highlights several pitfalls: 1 – Buying a Second Home. 2 – Taking on Debt. 3 – Starting a New Business: New ventures are risky and often require substantial capital and time to become profitable. Caution is advised. 4 – Over-helping Friends and Family. 5 – Lack of a Spending Plan.

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Assessing Your Retirement Readiness in 2024

Assessing Your Retirement Readiness in 2024

After decades of work and diligently saving for retirement, you may be thinking that 2024 is the year to finally retire! However, before you officially retire, make sure you take the time to assess your situation and your retirement plan. Taking the time to do this, ensures that you’re in the best possible position when you retire to total retirement success. How do you assess your retirement readiness? REAP Financial is here to help you identify some key things you should be considering!

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