Discover strategies employed by the wealthy to optimize tax benefits and grow your assets. Understand the IRS landscape, inflation expectations, and other key factors that impact your wealth.
If you want to have a successful retirement, understanding that it doesn’t happen by accident is key. To achieve success in retirement, you have to plan effectively in advance. In this article, we’ll cover why most people get retirement planning wrong, especially when they attempt to do it alone. Be sure to read all the way through to learn how to win in retirement!
Why Most People Get Retirement Planning Wrong Read More »
When you retire, it’s all about cash flow. In this article, we’ll go over how the most successful retirees in this country create sustainable cash flow in retirement. We’ll share some of the techniques we use to help guide our clients at REAP Financial. Be sure to read through to the end to learn all our tips to solidify your retirement cash flow.
How to Create a Sustainable Retirement Cash Flow Read More »
It’s hard to believe, but 2026 is just around the corner. In 2026, we’re going to see some major changes in how much you’re paying in taxes and the estate tax limit, or how much tax could be applied to the money you leave to others. In this article, we’ll talk about the key changes and some steps you may want to take to protect your wealth.
In the last few years, we’ve enjoyed some of the lowest tax brackets in U.S. history. In fact, tax rates have not been this low in 40 years. However, these tax rates, including income tax rate and estate tax limits, are set to sunset and change in 2026. First, let’s go over what estate tax limit changes could look like.
How to Prepare for 2026 Estate-Tax Changes Read More »
Through the years, REAP Financial has had the privilege of helping many families retire. We always strive to prepare our clients for early retirement and the risks that come with it. Today, 7 out of 10 Americans retire sooner than they were planning. Sometimes, this isn’t because they want to retire; it may be to take care of aging parents or a spouse, due to medical issues, or a layoff. Whatever the case may be, there are some key considerations when it comes to early retirement.
5 Hidden Dangers of Early Retirement You Need to Know Now Read More »
At REAP Financial, our team of fiduciary advisers has the great pleasure of working with some of the most successful retirees and investors in the country. As we’ve reflected on our years working with these retirees, one of our most prominent takeaways is that building wealth and achieving success is about mindset and leveraging the power of time. In this article, we’ll cover the surprising power of mindset when it comes to building your wealth and your legacy.
Why Mindset Matters When it Comes to Building Wealth Read More »
As this article goes out, we’re in the middle of an election cycle. Heightened emotions often accompany election cycles, but you should aim to avoid letting your emotions dictate your investment decisions. In this article, we’ll take you through ways to election-proof your investment portfolio. Thinking about this during an election year is crucial since it is common for many people to panic about finances around election cycles. If you read through this article, you’ll come away with some ideas and techniques to help you and your portfolio navigate this election cycle.
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Inheriting money can become tricky quickly. When inheriting money, you may receive 401Ks, IRAs, CDs, brokerage accounts, and more. No matter what you inherit, it can have a meaningful impact on your financial planning. There are some smart ways to spend an inheritance, so in this article, we’ll take you through our top tips when it comes to inheriting wealth.
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There is a lot of information you need to understand when it comes to retirement. In this article, we will cover the three numbers you need to know to retire with confidence! Be sure to read all the way to the end, since many people make the wrong assumptions about which numbers will really help them retire with confidence.
3 Numbers You Must Know to Retire With Confidence Read More »
One of the greatest accomplishments going into retirement can be having your mortgage paid off. Even when your mortgage is paid off, you’ll need to keep property taxes in mind. Since your budget is one of the most important numbers in retirement, you need to be clear on how property taxes can impact your long-term retirement plan. In this article, we will cover property taxes and how you might factor them into your retirement strategy.
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Everyone wants financial security in retirement. The good news is that there are ways you can help secure it! For example, you can make sure you have a well-diversified portfolio and proper insurance in place to cover worst-case scenarios. However, many people forget about estate planning, which is also critical. In this article, we’ll go over the essentials of estate planning for your financial security. Read to the end of the article to uncover one aspect of estate planning many people get wrong, which can cost you big!
How to Secure Your Future: Estate Planning Guide Read More »